UniCredit Car Loan

UniCredit first started as a credit union for the Chemistry Department of the University of Western Australia. However, membership is no longer restricted to the university staff but is now open to customers seeking financial solutions. Since 1964, UniCredit was able to provide more than 40 years of financial product and service excellence.

It operates independently based on high standards of asset management, advancement in technology, and personalized ways of providing customers what they really need. UniCredit considers its highly personalized service as one of its formidable strengths in the financial industry. It continues to develop products and services that will help maximize consumer benefits through savings, investment, and car loan products. Insurance and other planning services are also included in its growing list of financial management solutions.

Express banking is also available for UniCredit members who need fast and reliable access to their accounts. Round-the-clock service is provided through Internet and phone banking, ATMs, and other affiliated networks.

UniCredit's Car Loan Program

Too excited to get behind the wheel of a brand-new car or used vehicle? UniCredit can help provide the financial assistance you need through a car loan. The Unicredit Car Loan offers lower interest rates with minimum deposit requirements. The vehicle may also be used as collateral or car loan security, letting you enjoy reduced repayments. Different rates apply for various car loan types (secured or unsecured), while interest charged for purchasing brand-new cars are usually lower than those of used vehicles (up to 5 years old).

UniCredit provide better car loan options than other credit unions. In fact, you don't have to pay for penalty charges when you make advance payments. You also get options on when you want to pay your car loan. Payment may be deducted automatically from your account or be made at any local branch. Car loan application is made easier with 48-hour rate of approval. All you have to do is submit an application form with proof of income and details for the loan security or guarantor.

You may discuss the options of the car loan with a UniCredit representative. He will guide you with the requirements for application and provide details on changing rates and fees. To help secure your loan repayment, you may also consider getting a loan insurance to help you meet your financial obligations in case of a shortcoming.